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What should I know about Closing Costs

6/19/2017

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Buying a home can sometimes feel rather overwhelming. Once you have finally found your home, you then need to deal with all those extra fees you incur, which are referred to as closing costs. These costs can really add up, so here are just a few things you can expect to pay for


  • It is important for the buyer to find out if the seller legally owns the property, so a title search is done to make sure of this. It is also wise to purchase title insurance, which will protect the buyer from any mistakes made when performing the title search.


  • Lenders require some kind of guarantee that the property will be worth the money lent, so an appraisal by a licensed professional will need to be carried out.


  • A home inspection should also be performed by a certified home inspector, who will check for any potential problems with the home, and check that the home is structurally sound.


These are only a few of the closing costs that may be involved when purchasing your home. Please don't hesitate to get in touch with us for more information and to schedule your home inspection.



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Tips For Finding a deal on a potential foreclosed home.

6/5/2017

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Buying a house that has been foreclosed on can be very appealing, as the price could be much lower than market value. However, there are many pitfalls that one can fall into if you’re not careful or experienced in the foreclosure home market.

An ideal way to purchase a home that is about to be foreclosed upon is a presale. This is when someone can buy the house by communication with the current owner, before the foreclosure process begins or is finished. But this is easier said than done and often separates someone who has done their homework between someone who hasn't.

​There are some places to look for a potential presale home. One way is to ask your local county offices how to search for new notices of default. You could also look in the local newspaper in the "legal notices" for upcoming houses in the local auction. Check for the name of the owner, the address of the house, and try to get in contact with the owner to see if you can strike a deal before the auction.

These are just some tips on how to find a potential deal in a home about to be foreclosed upon, which will get you started in the adventure of finding a deal on a new home for living or for an investment.


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